In this course, participants will learn the basic elements of bank financial statement analysis and the role and impact of asset/liability management in executing bank strategies and enhancing bank profitability. This course will also cover the time value of money, the risk-return trade-off, liquidity risk, and interest rate risk, as well as the regulatory framework with regard to capital adequacy and Basel II.
Bank staff in the following departments: credit analysis, marketing, risk management, internal audit and compliance, treasury and back office, financial control, information technology and MIS.
- Identify the main characteristics of bank financial statements and describe
- key bank financial performance ratios.
- Explain Asset/Liability Management (ALM) and its relationship to strategic
- planning, profit planning, daily bank financial activities and the functions and tasks of the Asset/ Liability Committee (ALCO)
- Explain the basic concepts of time value of money (TVM), risk-return trade-off (RRT) and the valuation of common financial instruments
- Describe the basic elements of liquidity risk management
- Explain the basic elements of interest rate risk management
- Identify the new regulatory environment with regard to capital adequacy and Basel II
Participants will be informally assessed on their interaction during sessions and their Participation in exercises in addition to end of course exam.